In Plano, the roof question is usually age
Plano has 290,594 residents and a median home value of $465,900. Owners live in 56.9% of its homes. The median home was built in 1993, according to Census ACS 2020-2024 figures.
A house from 1993 is 33 years old. Its first shingle roof has very likely been replaced already. Many Plano owners are now asking about a second roof, not the builder's roof.
So the common question here is simple. How many good years does this roof have left? Our job as your roofing contractor in Plano is to answer that with photos, not opinions.
What our inspection shows you
We photograph every slope. We also photograph flashing, vents, pipe boots, ridge caps and any soft decking. Then we walk you through the pictures.
You keep the report whether or not you hire us. You can see a sample inspection report before you book.
Repair or replace on a Plano roof
An aging roof does not always need to come off. If the photos show one failed area and sound shingles elsewhere, a roof repair in Plano is the right call.
If wear shows on every slope, we quote a roof replacement in Plano instead. Either way, the rule is the same. If we cannot show photo evidence for a recommended item, it comes off the quote.
Your quote is written and itemized. Each line shows what it is for, so you can compare it with any other bid.
Plano's permit and registration rules
Plano requires a permit for a residential re-roof. The city fee schedule lists that permit at $75. We pull it before work starts.
Plano also requires roofing and fence companies to register with the city. The listed registration fee is $100 a year.
These rules stop at the city line. Nearby Carrollton does not require a permit for shingle-only work. Always check the rule for your own address.
Hail adds to the wear
Age is the main story in Plano, but hail speeds it up. The National Weather Service logged 284 preliminary reports of hail 1 inch or larger in Collin County. That count runs from 2015 through September 2026.
Spring carries most of it. April had 93 of those reports, March had 80 and May had 50.
One recent day stands out. On March 26, 2025, North Texas logged 22 large-hail reports, and Plano was among the named locations with Allen and McKinney.
The yearly swings are wide. Collin County had 3 reports in 2020 and 42 in 2017. A calm year says little about the next one.
If you think a storm hit your roof, start with our hail and storm damage page. We inspect and document storm damage with photos and measurements.
What a claim can cost you out of pocket
Many North Texas policies now carry a 2% wind and hail deductible. On a $465,900 dwelling limit, 2% comes to $9,318. Check your declarations page for your own number.
Texas law requires you to pay your deductible. We give you an invoice and receipt showing it was paid.
Roof age matters to insurers too. Roofs about 15 to 20 years old may be limited to actual cash value on some policies. Ask your agent how your policy treats your roof before storm season.
Thinking about Class 4 shingles
A replacement is the moment to price an upgrade. Class 4 impact-resistant shingles carry the highest impact rating under the UL 2218 test.
A Class 4 roof can lower your premium. Each insurer sets its own discount and paperwork, so ask your agent first. Our roof replacement cost guide shows the published ranges for both options.
Fences and Christmas lights in Plano
We also build and repair fences. Plano requires a fence permit, listed at $65 plus $10. Repairs under 25% of the fence are exempt.
Backyard fences can be up to 8 feet tall. Front-yard fences are limited to 40 inches and must be 50% open. See our fence page for materials and price ranges.
From October to January we offer Christmas light installation. It is plug-in installation using your existing outdoor outlets.
Where we work in Plano
We serve all of Plano, including Willow Bend, Deerfield and Whiffletree. We serve nearby Allen, Frisco and Richardson too.
Plano is part of our Collin County and North Dallas service area. Palomino Roofing & Exteriors is owner-led by Victor. Call (214) 974-3591 or book a free inspection.
More for Plano homeowners
Published price ranges
Architectural shingle roof
$9,000 to $22,000
Most 2,000 to 3,000 sq ft homes
Class 4 impact-resistant shingle roof
$11,000 to $26,000
Most 2,000 to 3,000 sq ft homes
| Item | Published range | Good to know |
|---|---|---|
| Architectural shingle roof | $450 to $750 per square | Most 2,000 to 3,000 sq ft homes: $9,000 to $22,000. A square is 100 sq ft of roof. Tear-off of one layer is included. |
| Class 4 impact-resistant shingle roof | $550 to $850 per square | Most 2,000 to 3,000 sq ft homes: $11,000 to $26,000. A square is 100 sq ft of roof. Tear-off of one layer is included. |
Prices as of November 2026. These are ranges, not a quote. Ranges are for self-pay projects. Your written, itemized quote after inspection is the only binding price. Insurance-funded work follows your insurer's approved scope and your deductible.