Palomino Roofing & Exteriors

Roofing, fence and Christmas light questions, answered

Thirty short answers about roofs, insurance, permits, fences and Christmas lights in Dallas-Fort Worth.

How to use this page

The questions below cover roof cost, Class 4 shingles, inspections, warranties, insurance, permits, fences and Christmas lights. Each answer is short and written in plain words.

Permit and fence rules differ by city, so those answers name the city they apply to. Insurance answers are general education. Your insurer decides coverage and the amount.

Do not see your question? Contact us and we will answer it. For anything about your own roof, start with a photo inspection.

All questions

How much does a new roof cost in Dallas-Fort Worth?

Published 2026 DFW ranges put most architectural shingle roofs on 2,000 to 3,000 sq ft homes at $9,000 to $22,000. Your written, itemized quote after inspection is the only binding price.

How much more does a Class 4 impact-resistant roof cost?

Typically $1,500 to $4,000 more than standard architectural shingles on a 2,000 sq ft DFW roof.

What are Class 4 shingles?

Roofing is rated Class 1 to 4 for impact resistance under the UL 2218 test. Class 4 is the highest rating.

Will a Class 4 roof lower my homeowners insurance?

It can. Each insurer sets its own discount and paperwork. We complete TDI's impact-resistant roofing installation form (PC068) after your install. Ask your agent for your discount, and whether any conditions come with it, before you decide.

Is the roof inspection really free?

Yes. You get a photo report to keep whether or not you hire us.

What does a roof inspector look for?

We photograph every slope plus flashing, vents, pipe boots, ridge caps and any soft decking, then walk you through the photos.

How do I know if I need a repair or a full replacement?

We show you the photos first. If we cannot show photo evidence for a recommended item, it comes off the quote.

How long is my quote good for?

Written quotes are price-locked for 30 days from the date on the quote.

What warranty comes with a new roof?

A written 10-year workmanship warranty on every full replacement. If a leak comes from how we installed the roof, we repair it at no charge. It transfers once to the next owner. The shingle manufacturer adds its own product warranty.

Are roofers licensed in Texas?

Texas does not license roofing contractors at the state level. That is why we show our work with photos, written quotes and a written warranty.

Is it OK for a contractor to waive my deductible?

No. TDI says it is illegal for contractors to waive your deductible or help you avoid paying it. Rebates or credits in the deductible amount are illegal too.

Can my insurance company ask for proof I paid my deductible?

Yes. A canceled check, money order receipt, credit card statement or a copy of a payment plan counts. We give you an invoice and receipt.

What happens to a roofer who offers to waive a deductible?

It is a Class B misdemeanor under Texas law. TDI describes the penalty as up to a $2,000 fine and up to six months in jail.

Hail hit my roof. What should I do next?

TDI advises filing a claim as soon as you can, getting more than one bid, checking references and BBB complaints, never signing a contract with blank spaces, and not paying in full up front.

Will you deal with my insurance company for me?

You file the claim and your insurer decides coverage and the amount. We document the damage, give you a written itemized estimate, and can meet your adjuster on the roof to review technical details.

How big is a typical wind and hail deductible in North Texas?

Many North Texas policies now carry a 2% wind and hail deductible, which is $8,000 on a $400,000 home. Check your own policy's declarations page.

Do I pay anything before work starts?

No payment is due until materials are delivered and work begins.

Can I cancel after I sign?

If you sign at your home, Texas law lets you cancel until midnight of the third business day. Your contract includes the cancellation form.

Do I need a permit to replace my roof?

It depends on the city. Plano, Allen, Prosper and Southlake require a re-roof permit. Fort Worth and Carrollton do not for shingle-only work. We pull the permit wherever your city requires one.

In Fort Worth, is a permit required if decking is replaced?

Yes. Shingle-only replacement on a one- or two-family home needs no permit, but replacing decking does.

Can new decking go over my old decking?

No. Fort Worth's FAQ says the code does not allow a layer of decking over an existing layer.

Do I have to replace all my roof sheathing to meet current code?

No. Fort Worth says a roof that met code when built is still in compliance, and sheathing in good condition does not need replacing.

Are drip edges required on a re-roof?

In Fort Worth, yes. Drip edges and crickets are required when re-roofing even if the old roof had none.

Do you charge sales tax?

Texas does not tax labor on residential roof and fence work, and on our lump-sum residential contracts the price you see is the price you pay. Commercial projects and holiday lighting packages are taxable.

How much does a cedar fence cost per foot in DFW?

Published 2026 DFW ranges are $25 to $45 per linear foot for 6 ft side-by-side cedar and $35 to $55 for board-on-board.

How tall can my backyard fence be?

Most DFW cities cap backyard fences at 8 feet and limit front-yard fences to about 3 to 4 feet with an open design. We confirm your city and HOA rules before we build.

Do I need a permit for a new fence?

Usually for a new fence, often not for a like-for-like repair. Plano requires a fence permit; McKinney does for a new fence but not a like-for-like repair. We check your city first.

Which side of the fence faces out?

Some cities require the finished side to face the street. Prosper does, and Carrollton does along arterial streets. We build finished side out on street-facing runs.

How much does Christmas light installation cost, and what is included?

Full-service C9 roofline lighting in DFW is published at $7 to $12 per foot, and most homes run $750 to $2,500. Our price includes installation, in-season service, takedown and storage.

When should I book, and do you need to wire anything?

Book by early fall: DFW demand starts in October and peaks in November. We plug into your existing outdoor outlets. If you need a new outlet, we coordinate with a licensed Texas electrical contractor.

See your roof before you decide anything

Book a free inspection. You keep the photo report whether or not you hire us.

Call (214) 974-3591Text (214) 974-3591Book inspection