Carrollton roofing for 1980s homes, decking photos included

What is under a 38-year-old house's shingles

Most roofing talk is about shingles. In Carrollton, the wood underneath matters just as much. Here is why.

The city's median home was built in 1988, per Census ACS 2020-2024 figures. That home is 38 years old. Its shingles have likely been replaced since then, but the roof deck may be original.

Carrollton's permit rule depends on that deck. Shingle-only work needs no city permit. Replace decking or sheathing, and a permit is required.

So you should know the state of your decking before work starts, not after. We check for soft decking on every inspection and photograph what we find.

Carrollton's roofing rules

Carrollton's building inspection FAQ is direct. A residential re-roof does not need a permit unless the deck or sheathing is replaced. That differs from Plano, which requires a permit for any re-roof.

Contractors must register with the city. Carrollton lists the fee for general contractors as $0.

If the tear-off shows decking that must be replaced, we stop and show you photos. Then we pull the permit the city requires. You are never asked to take our word for hidden wood.

A city of owners in older homes

Carrollton has 133,740 residents. Owners live in 58.5% of homes, and the median home value is $381,000.

For a home from the 1980s, the roof question is usually practical. Is this a repair, or is it time? The answer depends on the roof you have now, not the year the house was built.

Roof repair in Carrollton, TX

Many calls from older homes are about one problem. It may be a leak near a vent, shingles lifted by wind, or a new ceiling stain.

Those are repair jobs. Our roof repair estimates are free and written. We photograph the cause first, so you see what you are paying to fix.

When replacement makes more sense

If the photos show wear on every slope, repeated repairs stop being good value. Then we write a line-item quote for a roof replacement. Any decking allowance is its own line, so nothing is buried.

Hail from three directions

Carrollton is unusual on a map. The city reaches into Dallas, Denton and Collin counties. Storm reports for all three matter here.

The National Weather Service logged these preliminary reports of hail 1 inch or larger from 2015 through September 2026:

• Denton County: 328 reports
• Collin County: 284 reports
• Dallas County: 189 reports

Timing is similar across the three. March through June brings most reports. Denton County's busiest month was March, with 91, and Dallas County's was April, with 62.

Dallas County also sees a smaller second season. It logged 19 large-hail reports in September across those years. A fall storm is less common, but it happens.

After any storm, we inspect and document damage with photos and measurements. See hail and storm damage for the steps.

The deductible math in Carrollton

Many North Texas policies carry a 2% wind and hail deductible. On a $381,000 dwelling limit, 2% is $7,620. Your declarations page has your real number.

Texas law requires you to pay your deductible. We give you an invoice and receipt showing it was paid.

For a smaller repair, the cost may fall below that amount. In that case a claim may not make sense, and that decision is yours. We give you the written estimate so you can decide with real numbers.

Owners who do replace often ask about Class 4 impact-resistant shingles. They carry the highest impact rating. Each insurer sets its own discount, so ask your agent.

Carrollton fence rules

We also build and repair fences. Carrollton's rules are different from its neighbors' in a few ways:

• A permit is needed when more than 20 feet is built new or repaired. The listed fee is $50.
• Backyard fences can be up to 8 feet.
• Front-yard fences are limited to 36 inches with 50% opacity.
• Along arterial streets, the finished side must face out.

We build finished side out on street-facing runs. Read more on our fence page.

Christmas lights in Carrollton

We install Christmas lights from October to January. It is plug-in installation using your existing outdoor outlets.

Where we work in Carrollton

We serve all of Carrollton, including Nob Hill, Coyote Ridge and Mustang Park. Addison, next door, is in our service area too. We also serve Irving and Dallas.

Carrollton is part of our Collin County and North Dallas market. Palomino Roofing & Exteriors is owner-led by Victor. Book a free inspection or call (214) 974-3591.