Frisco roofing company for young roofs that meet big hail

Why a 17-year-old city thinks about roofs

Frisco is young. The median home here was built in 2009, per Census ACS 2020-2024 figures. That makes the typical house about 17 years old.

The city has 219,304 residents. Owners live in 65.9% of homes, and the median home value is $642,100. That is a lot of value sitting under each roof.

A young roof rarely fails from age alone. In Frisco, the usual trigger is a spring storm. That is why a Frisco roofing contractor needs to be good at documenting hail, not guessing at it.

June 12, 2023, and the rest of the hail record

On June 12, 2023, the National Weather Service logged 41 preliminary large-hail reports across North Texas. The largest stones that day measured up to 4.25 inches. Frisco was one of the named locations, along with Flower Mound and Rockwall.

Frisco sits in both Collin and Denton counties. From 2015 through September 2026, Collin County logged 284 reports of hail 1 inch or larger. Denton County logged 328.

March through May is the peak on both sides of the county line. Collin's busiest month was April, with 93 reports. Denton's was March, with 91.

What to do after hail hits your street

The Texas Department of Insurance gives clear advice. File a claim as soon as you can, and get more than one bid. Check references, never sign a contract with blank spaces, and do not pay in full up front.

We fit into that list as one of your bids. We inspect and document storm damage with photos and measurements. You get the full photo set to keep.

You file the claim. Your insurer decides coverage and the amount. We build the roof.

We can meet your insurance adjuster on the roof to point out the damage we found and review our estimate and technical details. No payment is due until materials are delivered and work begins. Read more on our hail and storm damage page.

When hail damage is small

Not every storm means a new roof. A few damaged shingles, a cracked vent or a dented ridge cap can often be repaired. See roof repair in Frisco for how we handle small jobs.

If we recommend more than a repair, the photos have to back it up. An item we cannot show you in a photo comes off the quote.

Is a Class 4 upgrade worth pricing here?

For many Frisco owners, yes, it is worth a look. Shingles are rated Class 1 to 4 for impact under the UL 2218 test. Class 4 is the highest rating.

The math starts with what a storm costs you. Many North Texas policies carry a 2% wind and hail deductible. On a $642,100 dwelling limit, 2% is $12,842.

Texas law requires you to pay your deductible. We give you an invoice and receipt showing it was paid.

A Class 4 roof can lower your premium, but each insurer sets its own discount. After a Class 4 install, we complete the state's impact-resistant roofing form, PC068. Ask your agent about the discount and any conditions before you decide.

Our Class 4 shingles page explains the product. The price block below shows published ranges for standard and Class 4 roofs.

Frisco city rules: verified and not yet verified

Frisco requires contractors to register with the city. Registration includes a liability certificate that names the city. We have not verified the registration fee on a city source.

Frisco lists roofing as a self-service permit type. We have not verified the exact re-roof rule or fee. We confirm both with the city before work starts on your home.

We would rather say "not verified" than guess. Permit rules change from city to city in North Texas.

Fences and Christmas lights in Frisco

Hail and wind hit fences as well as roofs. Frisco requires a fence permit, except for a repair of up to 2 sections or 16 feet. Backyard fences can reach 8 feet, and front-yard fences 4 feet.

Many Frisco neighborhoods also have HOA rules that can be stricter than the city's. We check both before we build. Our fence page lists what we install.

We also hang Christmas lights from October to January. It is plug-in installation using your existing outdoor outlets.

Frisco areas we serve

We serve the whole city, including Stonebriar, Starwood, Phillips Creek Ranch and Newman Village. We also serve Prosper to the north, McKinney to the east and Plano to the south.

Frisco is part of our Collin County and North Dallas market. Palomino Roofing & Exteriors is owner-led by Victor. To start, book a roof inspection or call (214) 974-3591.