Who a roof replacement is for
A roof replacement makes sense when repairs no longer solve the problem. That can mean an aging roof, widespread storm damage, or leaks that keep coming back.
You do not have to guess which one you have. We inspect the roof first and show you photos of every slope. If a roof repair will do the job, we tell you that instead.
This page is for people who own a single-family home in Dallas-Fort Worth. We install asphalt shingle roofs, in standard architectural shingles and in Class 4 impact-resistant shingles. We do not take on commercial roofing or new-construction roofing.
A clear written price matters more than it used to. Many North Texas policies now carry a 2% wind and hail deductible, according to United Policyholders. That means many homeowners pay a large share of a new roof themselves, even after a storm.
How we replace your roof, step by step
Every roof replacement follows the same steps. Each one leaves you with something in writing or in photos.
- Free photo inspection. We photograph every slope, plus flashing, vents, pipe boots, ridge caps and any soft decking. You keep the photo report whether or not you hire us.
- We walk you through the photos. We show you what we found before we recommend anything. If we cannot show photo evidence for a recommended item, it comes off the quote.
- Written, line-item quote. Your quote lists every material and labor line in writing. No lump sums. The Class 4 option sits at the top, next to the standard architectural price.
- 30-day price lock. Your written quote is price-locked for 30 days from the date on it. You have time to compare bids without the number moving.
- Permit check. Permit rules differ by city. We pull the roofing permit wherever your city requires one.
- Materials arrive and work begins. No payment is due until materials are delivered and work begins.
- Tear-off and decking. We remove the old shingles and photograph the bare decking. Decking is replaced only if it is rotted, and we photograph it before we replace it.
- Underlayment, flashing and shingles. We photograph the underlayment and the flashing before the shingles hide them. Then the new shingles go on.
- Final cleanup and your photo record. You get dated photos of tear-off, decking, underlayment, flashing and final cleanup.
Want to see the paperwork before you book? Look at our sample inspection report and our sample quote. The full walk-through is on the our process page.
Materials and options
We lead every replacement quote with the Class 4 upgrade. Then we show the standard architectural price beside it, so you can compare the two on one page.
Class 4 impact-resistant shingles
Roofing is rated Class 1 to 4 for impact resistance under the UL 2218 test. Class 4 is the highest rating. In a region with regular hail, it is the first option we want you to see.
A Class 4 roof can lower your homeowners insurance premium. Each insurer sets its own discount and paperwork. After your install, we complete the Texas Department of Insurance impact-resistant roofing form, PC068.
Ask your insurance agent what discount applies, and whether any conditions come with it, before you decide. Our impact-resistant Class 4 shingles page explains the rating and the form in more detail.
Architectural shingles
Architectural asphalt shingles are the standard choice for a roof replacement here. They cost less up front than Class 4 shingles. Your quote shows the exact difference between the two, line by line.
What can change the price
Three things move a quote most often. Each one appears as its own line, so you can see it.
- A second layer of shingles. Tear-off of one layer is included in our per-square prices. A second layer costs extra to remove.
- Rotted decking. We charge for decking by the sheet, and only for sheets that are rotted. You see the photo first.
- A steep roof. A pitch of 8/12 or steeper adds to the labor cost.
The published ranges for each item are in the price table on this page. For a fuller breakdown, read our roof replacement cost guide and try the calculator there.
Gutters
There is no separate gutter price list. Gutters are quoted alongside a roof replacement as a free estimate. Ask for the gutter line when you book, and it will appear on the same written quote.
The proof you get
Our promise is simple. Every inspection ends with a photo report, every quote is written and line-item, and every install is photographed.
- Photo inspection reportEvery inspection ends with a photo report you keep. Good and bad.
- Written line-item quotesEvery material and labor line in writing. No lump sums.
- Install photosDated photos of tear-off, decking, underlayment, flashing and cleanup.
- Local and owner-ledVictor owns the company and answers for every job.
- General liability insuranceCertificate on request.
See a sample inspection report and a sample line-item quote.
Paying for your new roof
Some roofs are paid by the homeowner. Others are paid in part by an insurance claim. The steps above stay the same either way.
If you are paying yourself
The ranges on this page are for self-pay projects. Your written, itemized quote after inspection is the only binding price. That quote is price-locked for 30 days.
Texas does not tax labor on residential roof work. On our standard lump-sum residential contracts, the price you see is the price you pay. We pay the sales tax on materials.
If an insurance claim is involved
The roles are fixed by Texas law. You file the claim. Your insurer decides coverage and the amount. We build the roof.
We give you a written, itemized estimate you can share with your insurer. We can meet your insurance adjuster on the roof to point out the damage we found and review our estimate and technical details.
Texas law requires you to pay your deductible. We give you an invoice and receipt showing it was paid. Our insurance claims page explains each step in plain words.
Permits and local rules
Texas does not license roofing contractors at the state level. Cities set their own permit rules, and those rules differ.
Plano, Allen, Prosper and Southlake require a re-roof permit. Fort Worth and Carrollton do not for shingle-only work. In Fort Worth, a permit is required when decking is replaced.
We check your city's rule before work starts, and we pull the permit wherever one is required. Your address decides the answer, so we confirm it for your home.
Where we work and who leads the job
Palomino Roofing & Exteriors is a local, owner-led company. Victor, the owner, leads it. We serve Collin County, North Dallas, Fort Worth and Tarrant County.
You can see our service areas on the locations page. Our written warranty terms are on the reviews and warranty page.
Planning other outdoor work? We also build fences and install Christmas lights.
Your next step
Start with the free photo inspection. It tells you whether you need a roof replacement at all. Book your inspection and keep the report either way.
What it costs
Architectural shingle roof
$9,000 to $22,000
Most 2,000 to 3,000 sq ft homes
Class 4 impact-resistant shingle roof
$11,000 to $26,000
Most 2,000 to 3,000 sq ft homes
| Item | Published range | Good to know |
|---|---|---|
| Architectural shingle roof | $450 to $750 per square | Most 2,000 to 3,000 sq ft homes: $9,000 to $22,000. A square is 100 sq ft of roof. Tear-off of one layer is included. |
| Class 4 impact-resistant shingle roof | $550 to $850 per square | Most 2,000 to 3,000 sq ft homes: $11,000 to $26,000. A square is 100 sq ft of roof. Tear-off of one layer is included. |
| Class 4 upgrade over architectural shingles | Typically $1,500 to $4,000 more on a 2,000 sq ft roof | |
| Tear-off of a second shingle layer | Adds $500 to $3,000 | Tear-off of one layer is included in per-square prices. Published sources differ on the second-layer cost. |
| Decking replacement | $75 to $130 per sheet | Only if rotted, photographed before we replace it |
| Steep roof (8/12 pitch or more) | Adds 15% to 25% |
Prices as of November 2026. These are ranges, not a quote. Ranges are for self-pay projects. Your written, itemized quote after inspection is the only binding price. Insurance-funded work follows your insurer's approved scope and your deductible.
Texas does not tax labor on residential roof and fence work. On our standard lump-sum residential contracts the price you see is the price you pay; we pay sales tax on materials. Commercial repair and re-roof projects and holiday lighting packages are subject to Texas sales tax, which is shown on your quote.